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Insurance for Landlords

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Protect Your Rental Property With Custom Insurance Coverage

Landlords can bear the unique risk of both damages to their property and liability arising from owning the property. When getting ready to rent your property to tenants, it is easy to become overwhelmed with everything you need to prepare. For a successful landlord experience, part of your preparation should include consideration of appropriate insurance coverage.

Hundreds of clients like you have relied on Winooski Insurance Agency to handle their commercial insurance needs since 1983. We help businesses focus on the work at hand while our knowledgeable agents help you with your insurance requirements.

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Insurance Quotes For Landlords From Many Reputable Carriers

What Types Of Insurance Should Your Rental Business Consider?

Business Owner's

Create a property and liability insurance bundle that could help you save money (Commercial Property and General Liability).
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Commercial Property Insurance

Protect your rental property and equipment from costs resulting from damage or destruction.
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General Liability Insurance

Protect your rental properties from costs associated with common third-party injuries, damages, and risks.
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Commercial Umbrella Insurance

Increase your coverage to protect you when the cost of damages or a lawsuit exceeds an underlying insurance policy.
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Business Interruption Insurance

Replace your lost income during a covered disaster that makes your rentals uninhabitable.
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Frequently Asked Landlord Insurance Questions

How much does insurance for a landlord cost?

Landlords offer dozens of different types of property rentals. This means that they are exposed to different types of risk which may change the amount and kinds of insurance coverage they require.

Ultimately, the cost of coverage is influenced by several key variables, such as:

  • Number of rental units
  • Property square footage
  • Type of rental (seasonal, student occupied, commercial, etc.)
  • Coverage limits
  • Owned equipment (lawnmowers, power tools, snow blower, etc.)
  • Sprinkler system & fire protection
  • Property location
  • Past claim history

Speak with one of our licensed insurance agents to get an accurate landlord insurance quote >

What types of insurance should a landlord consider?

Every landlord leases unique properties with varying leasing agreements which means no two coverage requirements are the same. For example, a short-term vacation rental owner might need different insurance policies from a long-term office space landlord.

Many landlords should consider some of these insurance policies:

  • General Liability Insurance
  • Commercial Property Insurance
  • Umbrella Insurance
  • Other structure protection (shed, detached garage, barn, etc.)

To understand your business’s requirements, you should work with a knowledgeable insurance agent to identify which of these policies best fits your needs.

What type of landlords need insurance?

Any landlord that leases a building, dwelling, or property should consider common rental insurance coverages.

These examples include:

  • Residential rentals
  • Short-term vacation rentals
  • Office rentals
  • Industrial and warehouse rentals
  • Storefront and retail space rentals
  • Airbnb & VRBO rentals
  • Vacation rentals
How can I get insurance coverage as a landlord?

Since 1983 Winooski Insurance has been helping our clients find commercial insurance that works for them.

Reach out to one of our insurance agents through our request a quote form or visit our contact page for additional ways of getting in contact with us.

What Our Customers Are Saying

The level of service and professionalism I’ve received from Jeff and the experienced professionals at Winooski Insurance is unparalleled. I’m grateful to have been referred to Winooski Insurance and truly feel like I have a business partner, not just an insurance company.

Cherian Philip, CFO
Aspenti Health

Cherian Philip, CFO

The entire team at Winooski Insurance have done an outstanding job of providing insurance coverage for my company. This is not always easy, as each project has to be reviewed by Winooski Insurance to verify that we have the required coverages.

David Bogue, President
Professional Construction Inc.

David Bogue, President

I have personally and professionally used Winooski Insurance for over 15 years. The staff is efficient, the service is excellent, and they work hard to keep the premiums low. I highly recommend Winooski Insurance!

Mark Chaffee, Senior Loan Officer
Draper and Kramer Mortgage Corp.

Mark Chaffee, Senior Loan Officer