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Insurance for Car Dealerships
& Automotive Repair

Get competitive insurance quotes for your automotive dealership or repair shop

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Auto Dealership Service

Protect Your Automotive Business With Customized Insurance

Winooski Insurance knows there are many moving pieces that keep your automotive business running like a well-oiled machine. That's why hundreds of clients have relied on us to handle their commercial insurance needs since 1983.

Our knowledgeable agents would be excited to support your dealership or repair shop's insurance requirements.

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Automotive Dealership & Repair Shop Quotes
From Many Reputable Carriers

What Types Of Insurance Should Your Automotive Business Consider?

Business Owner's

Create a small business insurance bundle that could help you save money.
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General Liability Insurance

Protect your business from common third-party injuries, damages, and risks.
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Commercial Property Insurance

Protect your company's property and inventory from damage or destruction.
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Commercial Auto Insurance

Safeguard your business-owned and operated vehicles from accidents and lawsuits.
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Cyber Liability Insurance

Don't get caught off-guard when important data is lost to hackers or malware attacks.
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Garage Keepers Insurance

Cover customer vehicles from various damages when they are stored at your business.

Frequently Asked Auto Dealer & Repair Shop Insurance Questions

How much does insurance cost for the automotive industry?

That is influenced by a number of important variables, like:

  • How many vehicles you sell and overall vehicle inventory value
  • Make and model of the vehicles you sell
  • How many employees you have
  • Employee driving records
  • Where your dealership is located
  • Services you offer (loaner cars, maintenance work, detailing, etc.)
  • Past claim history

Speak with one of our licensed insurance agents to get an accurate auto dealership or repair insurance quote >

What type of insurance does an auto dealership need?

No two dealerships are the same so coverages tend to vary. Many dealerships should consider these types of insurance policies:

  • Business Owner's Policy
  • Garage Keepers
  • General Liability
  • Workers' Compensation
  • Commercial Property
  • Commercial Auto
  • Professional Liability or Errors & Omissions
  • Cyber Liability
  • Business Interruption

Your dealership should work with a knowledgeable insurance agent to better understand which of these policies best fits your requirements.

What types of businesses require garage keeper insurance?

Most garage-related businesses require some form of garage keeper insurance. These may include:

  • New & used automotive dealerships
  • Mechanic shops
  • Motorcycle dealerships
  • Motorsports dealerships
  • Trailer dealerships
  • RV dealerships
  • Farm equipment dealerships
  • Boat dealerships
  • Autobody repair shops
  • Tire installers

While most of the above might be obvious, other businesses could find they could benefit from this coverage as well. Like:

  • Glass installation shops
  • Auto detailers
  • Car washes
  • Gas stations
How can I get insurance coverage for my car dealership or repair shop?

Since 1983 Winooski Insurance Agency has been helping our clients find commercial insurance that works for them.

Reach out to one of our licensed insurance agents through our request a quote form or visit our contact page for additional ways of getting in touch with us.

What Our Customers Are Saying

The level of service and professionalism I’ve received from Jeff and the experienced professionals at Winooski Insurance is unparalleled. I’m grateful to have been referred to Winooski Insurance and truly feel like I have a business partner, not just an insurance company.

Cherian Philip, CFO
Aspenti Health

Cherian Philip, CFO

The entire team at Winooski Insurance have done an outstanding job of providing insurance coverage for my company. This is not always easy, as each project has to be reviewed by Winooski Insurance to verify that we have the required coverages.

David Bogue, President
Professional Construction Inc.

David Bogue, President

I have personally and professionally used Winooski Insurance for over 15 years. The staff is efficient, the service is excellent, and they work hard to keep the premiums low. I highly recommend Winooski Insurance!

Mark Chaffee, Senior Loan Officer
Draper and Kramer Mortgage Corp.

Mark Chaffee, Senior Loan Officer